Getting a mortgage
should be easier.

Count on us.

We want to make this process easier. These Do’s and Don’ts will help avoid delays with your loan approval and closing — so you can get home sooner.

Don’t apply or take out new credit cards, auto loans, or other loans until after your closing date
Don’t make any unverifiable or undocumented deposits into your checking or savings accounts
Don’t pay off a collection or charge off account
Don’t close any credit card accounts
Don’t consolidate your debt onto 1 or 2 credit cards
Don’t transfer funds from your business account to your personal account
Don’t dispute anything on your credit report
Don’t quit your job or start a new company
Don’t take cash advances on credit cards

Do provide all requested information and documents quickly
Do keep your files current with the recent copies of your pay stubs and bank statements
Do continue to make all payments on credit cards, loans, and rental or mortgage accounts
Do keep your balances low on credit cards, even if you pay them off in full every month
Do realize your credit may be reviewed up to the closing date
Do use your personal checking account to write the earnest money check for your purchase
Do call your loan officer if you have any questions

Find a loan that works for you.

Get in touch with one of our loan officers. They will give you all they’ve got to get you home.